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If you are Your credit history is essentially your financial "reputation." Lenders use information on how you have handled your financial obligations in the past when determining whether to approve or deny a credit application. In addition to helping lenders determine if you are "creditworthy," your credit report can be reviewed by any company or individual with a "legitimate business need." For example, your credit report can be used to determine your eligibility for an apartment rental, employment, and insurance.

There is no other good way to get good credit than credit cards and using it wisely. Select the right cards and apply online.
 

  • No Annual Fee
  • Up to 2% Cashback Bonus* Award
  • Online Account Access
   
  • 0% introductory APR on balance transfers and purchases for up to six months*
  • No annual fee
  • Access to low-rate student loans
  • Dedicated credit specialists available 24 hours a day, seven days a week
  • Zero liability in the event of fraudulent purchases
  • $500,000 Worldwide Automatic Travel Accident Insurance
  • Free online expense summary
  • Rental Car Insurance
  • Purchase Protection
   
  •  Free Online Account Management
  • CitiŪ Identity Theft Solutions
  • CitiŪ Photocard option*
  • The Lost WalletŪ Service*
  • Credit Education Tools

* See the website for complete terms and condition
   

 

  

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Debt Reduction Steps
 Balance Transfer Process
 Play your cards interest free
 Closing credit cards worry free
 
 
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